Privacy policy
# Privacy Policy
Effective Date: July 1, 2026
Thank you for using Instant Loan: EMI Calculator. Your privacy is important to us. This Privacy Policy explains how our application collects, uses, and protects your information.
## Information We Collect
Instant Loan: EMI Calculator does not require users to create an account or provide personal financial information to use the application.
The app may automatically collect limited non-personal information such as device information, operating system version, app version, language settings, crash reports, and anonymous usage statistics to improve the performance and reliability of the application.
## Analytics
Our application uses Firebase Analytics to understand how users interact with the app. Firebase Analytics may collect anonymous information such as app usage, device type, session duration, and app performance. This information helps us improve the user experience and app functionality.
## Advertising
The application may display advertisements through Google AdMob. AdMob may collect and process information such as advertising identifiers, device information, approximate location, and usage data to serve relevant advertisements and measure ad performance.
The application may also use Meta Audience Network and Meta Marketing Technologies to deliver advertisements, measure campaign performance, and improve advertising effectiveness. These services may collect device identifiers, advertising identifiers, app usage information, and other data as described in Meta's privacy policy.
These third-party services process information according to their own privacy policies.
## How We Use Information
The information collected is used to:
* Improve application performance and stability.
* Understand how users interact with the app.
* Fix crashes and technical issues.
* Display advertisements.
* Measure advertising and marketing performance.
* Enhance the overall user experience.
We do not sell or rent your personal information to third parties.
## Loan Calculations
All calculations and information provided within the application are estimates intended for educational and informational purposes only. Actual loan terms, interest rates, EMI amounts, and eligibility may vary depending on the financial institution.
## Financial Disclaimer
Instant Loan: EMI Calculator is an educational and informational application only. We are not a bank, lender, NBFC, financial institution, or loan provider. The application does not provide loans, approve loan applications, process financing requests, or offer any financial services. Users should always verify loan details directly with the respective bank or financial institution before making any financial decisions.
## Data Security
We use reasonable security measures to protect the information processed by the application. However, no electronic transmission or storage method is completely secure, and we cannot guarantee absolute security.
## Children's Privacy
This application is not intended for children under the age of 13. We do not knowingly collect personal information from children.
## Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date.
## Contact Us
If you have any questions regarding this Privacy Policy, please contact us at:
Email: nayanmangroliya247@gmail.com